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Main Branch
46 Federal
Ave NW
Massillon, OH 44647
(Downtown)
Phone:
330-832-1371
Fax: 330-832-7650
ART
(Audio Response Teller)
330-832-4384
Wales Branch
2056 Wales Rd NE
Massillon, OH 44646
(Wales Square
Shopping Center)
Phone: 330-830-3312
Fax: 330-830-3663
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This institution is not federally insured, and if the
institution fails, the Federal Government does not
guarantee that depositors will get back their money.
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Shares |
 |
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Effective August 1, 2008 |
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RATE
|
APY |
| Regular Shares |
$100 and over |
0.75% |
0.75% |
| Christmas Club
|
$100 and over |
0.75% |
0.75% |
| NOW Account
|
$10,000 -
24,999 |
1.75% |
1.76% |
| NOW Account |
$25,000 -
49,999 |
2.00% |
2.02% |
| NOW Account |
$50,000 and
over |
2.25% |
2.27%
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| $100.00 minimum balance
required to earn dividends on Regular Shares & Clubs |
| $10,000.00 minimum balance
required to earn dividends on NOW account |
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Certificates |
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Effective August 1, 2008 |
REGULAR
CERTIFICATE |
RATE |
APY |
EARLY W/D
PENALTY |
IRA
CERTIFICATES* |
RATE |
APY
|
|
6 month |
2.90% |
2.94% |
30 Days |
12 month |
3.00% |
3.04% |
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12 month |
3.00% |
3.04% |
30 Days
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24 month |
3.10% |
3.14% |
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18 month
|
3.05% |
3.09% |
60 Days |
36 month |
3.20% |
3.25% |
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24 month
|
3.10% |
3.14% |
60 Days |
48 month |
3.30% |
3.35% |
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36 month |
3.20% |
3.25% |
90 Days |
60 month |
3.40% |
3.45% |
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48 month |
3.30% |
3.35% |
90 Days |
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60 month
|
3.40% |
3.45% |
90 Days
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| *An Early Withdrawal
Penalty by the Internal Revenue Service may apply to IRA's
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| $100.00 minimum deposit
required to open an IRA -- Traditional, Roth, and Education
IRA's available |
| $1,000.00 minimum required
to open a Regular Certificate |
| Dividends compound
quarterly. Rates subject to change weekly |
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Loans |
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Effective August 1, 2008 |
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PRODUCT |
TERM / NOTES |
ANNUAL
PERCENTAGE RATE |
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Auto Loans (New and Used) |
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Includes Trucks, Vans,
Motorcycles |
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2006 - 2009 up to 72 mos
2003 - 2005 up to 60 mos
2002 up to 48 mos
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Rates as low as 5.49%*
Rates as low as 6.59%*
Rates as low as 8.59%* |
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Recreational Vehicles (New and Used)
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2006 - 2009 up to 72 mos
2003 - 2005 up to 60 mos
2002 up to 48 mos |
Rates as low as 5.49%*
Rates as low as 6.59%*
Rates as low as 8.59%* |
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Bill Consolidation & Signature Loans |
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Up to 60
months |
Rates as
low as 8.50%*
Fixed Rate |
VISA
Classic
VISA Gold |
25 day
grace period |
12.99%
APR
7.99% APR |
Property
Improvement Loan
Up to $7,500
Up to $50,000 |
Up to 60 months
Up to 15 years |
8.00% APR
7.50% APR |
Home
Equity Line of Credit
80% Loan-to-Value
100% Loan-to-Value |
Prime + 0%
Prime + 1.75% |
Variable Rate
5.00% APR
6.75% APR |
First
Mortgage
Up to $250,000 |
10 year
term
15 year term
30 year term |
6.25%
APR**
6.50% APR**
6.75% APR** |
Second
Mortgage
80% Loan-to-Value
100% Loan-to-Value |
Up to 15
years
Up to 15
years |
7.25% APR
Fixed Rate
9.00% APR
Fixed Rate |
| Savings
Secured |
Amount
and term
depends on security |
3.00%
above Share Savings,
Money Market or Certificate rate |
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| *
Interest rate based on credit history and number of years
financed. Advertised rate reflects maximum discounts of .50%
for payroll deduction and 10% cash down payment or $5,000 on
deposit in a non-checking account. |
** Mortgage rates subject to change daily. Call for current
rates and closing cost information
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|
Rate Discounts (.50% Maximum) |
| Payroll
Deduction or Automatic Transfer |
.25% discount |
| 10% Cash Down
Payment |
.25% discount |
| $5,000 on
deposit in a non-checking account |
.25% discount
(applies to Signature Loans only) |
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