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Main Branch
46 Federal
Ave NW
Massillon, OH 44647
(Downtown)
Phone:
330-832-1371
Fax: 330-832-7650
ART
(Audio Response Teller)
330-832-4384
Wales Branch
2056 Wales Rd NE
Massillon, OH 44646
(Wales Square
Shopping Center)
Phone: 330-830-3312
Fax: 330-830-3663
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This institution is not federally insured, and if the
institution fails, the Federal Government does not
guarantee that depositors will get back their money.
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Shares |
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Effective 04/22/2010 |
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RATE
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APY |
| Regular Shares |
$100 and over |
0.25% |
0.25% |
| Christmas Club
|
$100 and over |
0.25% |
0.25% |
| NOW Account
|
$10,000 -
24,999 |
0.50% |
0.50% |
| NOW Account |
$25,000 -
49,999 |
0.75% |
0.75% |
| NOW Account |
$50,000 and
over |
1.00% |
1.00%
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| $100.00 minimum balance
required to earn dividends on Regular Shares & Clubs |
| $10,000.00 minimum balance
required to earn dividends on NOW account |
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Certificates |
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Effective 8/26/2010 |
REGULAR AND
IRA
CERTIFICATES |
RATE |
APY |
EARLY W/D
PENALTY |
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REGULAR AND
IRA
CERTIFICATE SPECIALS |
RATE |
APY |
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6 month |
0.90% |
0.90% |
30 Days |
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"9 month" Special
- New Money Only |
2.00% |
2.02% |
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12 month |
1.10% |
1.10% |
30 Days
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18 month
|
1.15% |
1.15% |
60 Days |
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24 month
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1.50% |
1.51% |
60 Days |
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36 month |
1.55% |
1.56% |
90 Days |
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48 month |
1.76% |
1.77% |
90 Days |
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60 month
|
2.41% |
2.43% |
90 Days
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| *An Early Withdrawal
Penalty by the Internal Revenue Service may apply to IRA's
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| $100.00 minimum deposit
required to open an IRA -- Traditional, Roth, and Education
IRA's available |
| $1,000.00 minimum required
to open a Regular Certificate |
| Dividends compound
quarterly. Rates subject to change weekly |
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Loans |
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Effective 05/20/2010 |
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PRODUCT |
TERM / NOTES |
ANNUAL
PERCENTAGE RATE |
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Auto Loans (New and Used)*** |
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Includes Trucks, Vans,
Motorcycles |
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2007 - 2010 up to 72 mos
2004 - 2006 up to 60 mos
<
2003 up to 48 mos
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| Rates as low as
4.25%* for
"A" paper |
| Rates as low as
4.25%* for "A" paper |
| Rates as low as
4.25%* for "A" paper |
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Recreational Vehicles (New and Used)*** |
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Includes Boats, RVs, ATVs,
Snowmobiles (if titled) |
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2007 - 2010 up to 72 mos
2004 - 2006 up to 60 mos
2003 up to 48 mos |
Rates as low as 5.49%* for
"A" paper
Rates as low as 6.34%*
Rates as low as 8.34%* |
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Bill Consolidation & Signature Loans |
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Up to 60
months |
Rates as
low as 8.50%*
Fixed Rate |
VISA
Classic
VISA Gold |
25 day
grace period |
12.99%
APR
7.99% APR |
Home
Equity Line of Credit
80% Loan-to-Value |
|
4.00% APR Variable Rate
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First
Mortgage
Up to $250,000 |
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10 year
term |
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15 year term |
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30 year term |
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| 4.25%
APR** |
| 4.50% APR** |
| 5.00% APR** |
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Second
Mortgage
80% Loan-to-Value |
Up to 15
years |
7.00% APR Fixed Rate |
| Savings
Secured |
Amount
and term
depends on security |
3.00%
above Share Savings,
Money Market or Certificate rate |
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| *
Interest rate based on credit history and number of years
financed. Advertised rate reflects maximum discounts of .50%
for payroll deduction and 10% cash down payment or $5,000 on
deposit in a non-checking account. |
** Mortgage rates subject to change daily. Call for current
rates and closing cost information.
*** A processing fee of $150 will be assessed on every Auto
and Vehicle loan.
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Rate Discounts (.50% Maximum) |
| Payroll
Deduction or Automatic Transfer |
.25% discount |
| 10% Cash Down
Payment |
.25% discount |
| $5,000 on
deposit in a non-checking account |
.25% discount
(applies to Signature Loans only) |
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