Main Branch
46 Federal Ave NW
Massillon, OH 44647
(Downtown)

Phone: 330-832-1371
Fax: 330-832-7650
 
ART
(Audio Response Teller)
330-832-4384
 

 
Wales Branch
2056 Wales Rd NE
Massillon, OH 44646
(Wales Square
Shopping Center) 
 
Phone: 330-830-3312
Fax: 330-830-3663
  

MACU offers a wide variety of loans at low, competitive rates for all of your borrowing needs. When you borrow from MACU there are no processing fees, application fees or pre-payment penalties and the interest is computed only for the time that you have the money (simple interest). Click here for our Current Loan Rates.

We have an easy application process. You can visit us at either of our locations to apply in person or call our Loan Department at our Main Office at 330-832-1371, or at our Branch Office at 330-830-3312. You can apply securely online with our Online Loan Application.

Loans may be paid by monthly payments or through payroll deductions. MACU is able to offer a short turn around time on loan approvals under most circumstances. Pre-approvals for all loans are available and will be held at the specific rate for 60 days.

As with all information regarding your account, all loan transactions are kept strictly confidential. Credit Life and Disability Insurance is also available.

Home Loans
 
Mortgage Loans
New or Refinanced with minimal closing costs and no points! Loans are fully serviced by the friendly staff at MACU. If you have any questions during the term of your mortgage, call MACU for assistance!

Property Improvement Loan up to $7,500
This is an unsecured loan that you may use to make any type of improvement to your home or property. The property may be a primary residence, secondary home, investment property, vacation home, or just about any other property you may want to improve!

Property Improvement Loan $7,501 to $50,000
Essentially the same as the above except a lien is required to be filed. It does not matter what position the lien is in. You can borrow up to 125% of property value and there is no appraisal necessary.

Home Equity Loan up to 100% Loan-to-Value!
Did you ever wish you could borrow up to 100% of equity in your home? Well now you can! You can use the money for anything you like. Go on a fabulous vacation or use it to buy that car you've always wanted. A 2nd position lien and a title search are required.

80/20 First and Second Mortgage
This great new program allows first-time home-buyers, or those who don't have money for a down-payment, the opportunity to buy a home without a down-payment. This is a great alternative to PMI insurance. Here's how it works: 80% of the property value would be the 1st Mortgage at current rates. 20% of property value would be a 2nd Mortgage at 1st Mortgage rate plus 1.75%. Both loans are closed at the same time! There is a 15-year maximum term on the 2nd Mortgage. This program is available to purchase a primary residence (single family) only. We can not finance multiple unit dwellings or condominiums under this program.

Vehicle Loans
We offer new and used vehicle loans for cars, trucks, vans, and motorcycles. We also offer loans for that new or used boat, RV, ATV, or snowmobile that you’ve wanted to purchase. We offer low competitive rates and flexible terms up to 72 months on all of our vehicle loans.